In our previous posts, we have discussed the interplay of Georgia Personal
Injury Law and Georgia's Workers' Compensation Law. There are
many times where a worker may be injured on the job and collecting workers'
compensation and at the same time pursuing a claim against a different
entity who may be responsible for the injuries. One common scenario where
this arises is when a person is on the job and has a personal injury claim
as a result of an automobile wreck. Under this scenario, because the person
is on the job, they have the right to pursue a workers' compensation claim.
Additionally, the injured person has the right to pursue a claim against
the individual that caused the wreck. Thus, in this situation, the injured
person may receive benefits from workers' compensation as well as
receive compensation for the personal injury claim.
Many times, when a person has both a
personal injury claim
and a workers' compensation claim the insurance company for workers'
compensation will claim it has a right to be paid back from any personal
The claim for the workers' compensation carrier to be paid back is
subject to Georgia's "made whole doctrine" in that the carrier
has the burden of proving that the injured worker was fully and completely
compensated by the personal injury claim before the claim has to be paid
back. Past Georgia appellate decisions have made it extremely difficult
for the workers' compensation carrier to prove that the claimant was
made whole. This is especially true when the claimant has signed a general
release that does not delineate how the personal injury claim is being
paid (i.e. pain and suffering v. medical bills).
While this may still hold true in many situations, a recent Court of Appeals
decision has affirmed a trial court's ruling that there be a hearing
on whether or not the workers' compensation carrier is entitled to
be paid back from a personal injury settlement. The case is
Suntrust Bank v. Travelers Property Casualty Company of America,
A12A2042 decided on March 28, 2013.
For a link to the full decision click here.
This case may not be cited as binding precedence pursuant to Court of Appeals
Rule 33(a), but nonetheless it seems to foreshadow a trend that Georgia
courts may be apt to re-examine and possibly expand a workers compensation
carrier's right to be paid back (at least in situations where the
workers' compensation carrier has intervened in the underlying lawsuit).
Why is this important?
Any time another person has to be paid money out of a personal injury settlement,
it means less money for the injured party. As an Atlanta Injury Law Firm,
we are committed to making sure that our clients receive the maximum compensation
for their personal injury claim and recognize that this is accomplished
both by getting larger settlements and making sure that those with interests
in the claim accept less.