Whether for commuting, sport, or pleasure, many people choose
bicycles as their mode of transportation in the greater Atlanta area. Under Georgia
law, bicyclists are viewed as vehicles. If you were hit by a car while
bicycling, then you could file a claim for compensation against the at-fault
driver. In many cases, the driver's insurance is not enough to cover
the total cost of damages, so you may be able to sue for additional monetary reward.
All drivers in Georgia are required to carry bodily injury liability and
property damage liability insurance.
Bodily Injury Liability
In Georgia, every driver is required to carry bodily injury liability.
The minimum coverage for every driver is $25,000 per person and $50,000
per accident, although it is common for insurance coverage levels to reach
limits of $100,000 per person and $300,000 per accident. Bodily injury
liability covers expenses related to injury or death to another when an
accident is your fault. For bicyclists, this means that the driver who
hit you (provided they are insured) will be able to cover at least $25,000
of your injuries.
Property Damage Liability
Georgia requires all drivers to carry a minimum limit of $25,000 for property
damage liability. This means that accident victims are covered by the
at-fault driver's insurance for expenses related to property damage.
For bicyclists, this would likely include damage to the bicycle and any
gear worn at the time of the accident that was damaged.
When involved in
collisions with motor vehicles, bicyclists typically sustain serious injuries. Cyclists aren't as
protected as drivers and passengers in motor vehicles. Besides a helmet,
there is little to protect the cyclist from injury. If you were involved
in this type of accident, we encourage you to speak directly with an injury
attorney at our firm, rather than discussing the case with insurance.
Henningsen Injury Attorneys can obtain the police report, review the evidence,
and negotiate with insurance for you. If you've been injured in a
bicycle accident, you have enough to worry about. Let us take care of
the details. For more information,
call us at (404) 800-6356