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Information for Bicyclists Hit by Cars

Information for Bicyclists Hit by Cars

Whether for commuting, sport, or pleasure, many people choose bicycles as their mode of transportation in the greater Atlanta area. Under Georgia law, bicyclists are viewed as vehicles. If you were hit by a car while bicycling, then you could file a claim for compensation against the at-fault driver. In many cases, the driver's insurance is not enough to cover the total cost of damages, so you may be able to sue for additional monetary reward. All drivers in Georgia are required to carry bodily injury liability and property damage liability insurance.

Bodily Injury Liability

In Georgia, every driver is required to carry bodily injury liability. The minimum coverage for every driver is $25,000 per person and $50,000 per accident, although it is common for insurance coverage levels to reach limits of $100,000 per person and $300,000 per accident. Bodily injury liability covers expenses related to injury or death to another when an accident is your fault. For bicyclists, this means that the driver who hit you (provided they are insured) will be able to cover at least $25,000 of your injuries.

Property Damage Liability

Georgia requires all drivers to carry a minimum limit of $25,000 for property damage liability. This means that accident victims are covered by the at-fault driver's insurance for expenses related to property damage. For bicyclists, this would likely include damage to the bicycle and any gear worn at the time of the accident that was damaged.

When involved in collisions with motor vehicles, bicyclists typically sustain serious injuries. Cyclists aren't as protected as drivers and passengers in motor vehicles. Besides a helmet, there is little to protect the cyclist from injury. If you were involved in this type of accident, we encourage you to speak directly with an injury attorney at our firm, rather than discussing the case with insurance.

Henningsen Injury Attorneys can obtain the police report, review the evidence, and negotiate with insurance for you. If you've been injured in a bicycle accident, you have enough to worry about. Let us take care of the details. For more information, call us at (404) 800-6356 today.


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