What an Insurance Company May Say After an Accident

What an Insurance Company May Say After an Accident

Insurance companies exist to protect and support us when we need it most, right? The reality is that it isn’t that simple. Insurance providers are, first and foremost, a business, which means that most are profit-driven and don’t always place your best interests as their top priority. Unfortunately, this mentality may lead to bad-faith tactics intended to minimize the settlement that they have to provide you for a personal injury claim.

At Henningsen Injury Attorneys, P.C., we want to ensure that you are aware of certain tactics that a provider may use to deny, delay, or otherwise avoid paying you the full and fair amount that you need. Being prepared and vigilant when facing insurance companies can make the difference between accepting an unfair settlement or denial and fighting for the justice you deserve.

If you have concerns about a provider's actions, discuss your options in a free evaluation.

An insurance company may tell you one or more of the following:

Settle with another party’s insurance. You may be given the “cold shoulder” when attempting to proceed against one party’s insurance provider, and they may tell you that another party or individual was more responsible for the accident. It is your right, until one party assumes primary liability, to take action against any potentially responsible entities involved.

Too much time has passed. While there is a statute of limitations on filing personal injury lawsuits, there are no other time limits that are imposed by law. If the claim was filed late enough that the insurance company’s ability to investigate was negatively affected, the burden of proof of prejudice lies on the provider. Simply denying your claim because of a delay within the statute of limitations is invalid.

You’ve been compensated already. You may have taken certain precautions like paying for health or other insurance, and you may have earned vacation or sick pay. These benefits may have provided you with certain support for lost work or medical bills, and this is none of their business. A person who is responsible for causing your injuries should not benefit from your proactivity and is still responsible for paying for the damages he or she caused, regardless of other funding you have received. In fact, under the “collateral source rule” of the law, an adjuster should not even ask about such payments.

Don’t face insurance providers alone.

If a company is giving you excuses to avoid payment, you have the right to take action. Our Atlanta injury lawyers can help you stand up to stubborn insurance adjusters to fight for the compensation that you lawfully deserve. If you’ve been involved in an accident, remain vigilant of bad faith insurance tactics and contact Henningsen Injury Attorneys, P.C. immediately if you have any concerns.


Contact Us Today

Your Recovery Starts with a Free Consultation
    • Please enter your name.
    • Please enter your name.
    • Please enter your email address.
      This isn't a valid email address.
    • Please make a selection.
    • Please enter a message.